Open an Account Worldwide —
100% Online, No Branch Visit
A curated, verified directory of banks and neobanks that support fully digital account opening across 70+ institutions in 45+ countries. Every link below goes directly to the official banking institution. Flux International facilitates introductions and compliance support — banking contracts remain between you and the chosen institution.
Don’t want to scroll through 70+ banks?
Tell us your country, entity, and currency needs. Our routing engine returns the top-fit digital-onboarding banks that will actually approve your application — plus a documentation checklist. Free, no card required.
Important: Flux International is an introducer only — we do not open or operate accounts on your behalf. Each bank still requires identity verification (passport / national ID), proof of address, source-of-funds documentation, and (for business accounts) incorporation certificates — conducted via app or video call instead of an in-branch visit. Sanctioned and FATF high-risk jurisdictions are excluded by all institutions listed. US accounts for non-residents typically require a US-registered LLC/Corp + EIN. UAE accounts typically require UAE residency or a free-zone / mainland trade licence (DIFC, ADGM, IFZA, RAKEZ, Meydan).
United States
Most accept non-resident founders with a US LLC/Corp + EIN
Mercury
Startup-focused, accepts non-US founders with US LLC
Brex
Corporate cards + cash management
Relay
Up to 20 sub-accounts, US LLC required
Bluevine
Business checking with high APY
Novo
Small business banking
Chase Business
Sole prop / single-member LLC online
Capital One Spark
Online small business banking
United Kingdom
Wise Business
Multi-currency local accounts
Revolut Business
GBP + EUR IBAN + 25+ currencies
Tide
UK SME-focused
Starling Business
Fully licensed UK bank
Monzo Business
Mobile-first business banking
European Union (EEA)
Eurozone IBANs available across all member states
N26 Business
Available in DE, AT, FR, ES, IT, IE, PT, NL+
Qonto
France, Germany, Spain, Italy
bunq Business
Netherlands-licensed, EU-wide
Revolut Business EU
All EEA states
Wise Business EU
Belgian banking license
United Arab Emirates (Dubai / Abu Dhabi)
Requires UAE residency visa OR mainland/free-zone trade licence
Mashreq NeoBiz
Digital SME account, instant onboarding
Wio Business
UAE digital bank, Abu Dhabi-backed
Emirates NBD BusinessOnline
AED account with IBAN + SWIFT
Liv. (Personal)
Emirates NBD lifestyle account
YAP UAE
Digital banking app
India
Video-KYC enables instant onboarding for residents
HDFC SmartUp / Current
Video-KYC current/savings
ICICI iStartup 2.0
Business current account
Axis Bank Business
Online current account
Kotak 811
Personal, video-KYC
RazorpayX
Business banking + payouts
Open Money
Neobank for SMEs
Jupiter
Personal neobank
Fi Money
Personal neobank
Singapore
Aspire
SME multi-currency
Wise Business SG
Local SGD details
Airwallex SG
Multi-currency global
DBS digibank Business
Major regional bank
OCBC Business First
SME accounts
YouTrip for Business
Multi-currency wallet
Hong Kong
Australia & New Zealand
Canada
Global Multi-Currency (any country)
Local receiving accounts in 40+ currencies — open from anywhere
Wise Business
USD/EUR/GBP/AUD/SGD/CAD/HUF/RON/NZD local details + 40+ currencies
Revolut Business
EUR IBAN + GBP + USD + 25+ currencies
Airwallex
Local accounts in 60+ countries
Payoneer
USD/EUR/GBP/JPY/CNY/AUD/CAD receiving
Mercury (US LLC)
US ABA + SWIFT for any founder country
Statrys (HK/SG)
HKD/USD/EUR/GBP/CNY business banking
Relay (US LLC)
US ABA + 20 sub-accounts
Latin America
Africa
Other Regions
Enpara.com (Turkey)
Digital bank, QNB Finansbank
ONE ZERO (Israel)
First Israeli digital bank
mBank (Poland)
Online banking
Rakuten Bank (Japan)
Online bank
KakaoBank (South Korea)
Mobile-first bank
Toss Bank (South Korea)
Internet-only bank
Maya Bank (Philippines)
Digital bank
Tonik (Philippines)
Digital bank
Bank Jago (Indonesia)
Digital bank
SeaBank (Indonesia)
Digital bank
KBank K PLUS (Thailand)
Mobile banking
Timo (Vietnam)
Digital bank
Need Help Choosing the Right Bank?
Flux International’s onboarding specialists can match your business profile, residency, and currency needs to the right institution — including documentation review, KYC support, and compliance guidance throughout the application.